What is an Annuity?

"We are so pleased and relieved that we found Retirement Solutions. We had such great service from them. They took time to get to know us, understand our situation and what we wanted to achieve for our future. We discussed options and everything was explained to us in a language we could understand. We found them very approachable and always ready to take our calls and answer any queries we had. We were kept informed and consulted at every point. As a result, it was a quick and very stress-free process. Thanks to Retirement Solutions, we now have security and peace of mind."

"My house had been up for sale for some time with no interest. The truth was I never wanted to sell it in the first place. I had spent lots of money on it over the years, the garage was set up as my workshop and it was my home. I never wanted to move but I had to pay off my existing mortgage. Paul Oldrieve from Retirement Solutions was recommended to me and I am glad he was. He explained everything in detail, was easy to deal with and was excellent throughout. He kept me informed and everything ran very smoothly. Paying off the mortgage has made me stress free now. I have extra spare money to spend as I want. It has lifted a weight off my shoulders, left me much more at ease to get on with my life. I would recommend Paul and Retirement Solutions to anyone and I am doing just that right now with a friend."

"I was renovating my property when I realised I needed extra funds to complete the work so it was just how I wanted it. I had equity release in the past on a different house and had paid it off so I had no hesitation in looking at it again now. I did a lot of online research and spoke to several companies which included Paul Oldrieve from Retirement Solutions. I had several zoom calls with Paul and found him very helpful, good at breaking down information and he was always on time. He made everything clear for me to understand. He covered all my options and was not pushy at all. This is why I chose to proceed with Retirement Solutions. My orangery is now up and other big jobs are work in progress or booked in. The money I released is coming in very handy. Everything is coming together and is making my life easier.I have already recommended Paul at Retirement Solutions to my neighbour."

“We had existing equity release and wanted to look to raise extra funds to carry out some home improvements, in particular putting in a downstairs bathroom. We also wanted to look at a lower fixed interest rate as well if we could. Paul at Retirement Solutions was who we decided to go with as he was very professional, gave easy to understand information and kept us up to date throughout the process that all went according to plan. When he said he would do something he did it. We released the monies we wanted and at a lower fixed interest rate. We are really pleased. The plumbers are due soon and this will make our lives much more comfortable. The whole thing has given us breathing space. We have also booked a cruise next year which we simply could not have afforded to do as things stood previously. I have recommended Paul at Retirement Solutions to my neighbour who also already has an existing equity release plan.”

"I have great peace of mind now that I have taken out my Equity Release plan. It will allow me to fulfil my dreams of, not just an inside loo, but getting a car and seeing the English countryside again which I haven't seen in a long while."

"First Class, easy conversation regarding personal circumstances and very very informative."

"First class, could not of been better."

"Absolutely fantastic service!"

"I used RS because I was so impressed by the excellence of their adviser, and found her information both credible and reliable. I feel extremely pleased about taking out ER, as it has given me an increased feeling of affluence and opened the door to a number of exciting possibilities."

"Having already had an equity release mortgage we were happy with the concept but have been pleasantly surprised by how easy and speedy the replacement mortgage has been accomplished"