Do any of these missing millions belong to you?

At a time when every penny counts for those approaching retirement, new figures show that £400 million is sitting unclaimed in mislaid pensions and investments.

A unclaimed assets register run by credit management firm Experian reveals hundreds of millions is languishing in public and private funds in the UK.

Retirement savers who traced their share of these missing millions and consolidated them in to a single investment to save fees and charges could top up their current pension projected earnings.

To start a search for missing money that may be yours, go to the Experian web site at https://www.uar.co.uk/Customer/Home

The Department of Work and Pensions (DWP) has aslo run a ‘pensions reunited’ scheme since 2005.

The pensions tracing service has helped 350,000 retirement savers unlock forgotten savings.

Around 70,000 people have found extra cash, while around 25,000 of them have gained £20,000 or more.

Tracing a pension through the DWP is free and can find the details of company and pension schemes even with incomplete details. The DWP database holds information about 200,000 pension schemes.

The information needed to track down a missing fund varies between schemes -

Company pension schemes

Try and work out the trading name of the employer, the type of business and the head office address and dates you contributed to the scheme.

Personal pension schemes

If you have some paperwork about the scheme, or can remember the details, start with the scheme name, the company running the scheme and the town or city where the scheme was based.

Contacting the pension tracing service is easy -