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If your mum or dad is thinking about equity release and you're worried, that worry is reasonable — and useful. A guide for adult children: what's actually changed, what protects your parent, the questions that expose a bad adviser, and how to help without taking over.
If your mum or dad is thinking about equity release and you're worried, that worry is reasonable — and useful. A guide for adult children: what's actually changed, what protects your parent, the questions that expose a bad adviser, and how to help without taking over.
Older equity release had a reputation for interest rolling up untouched for decades. Plans meeting Equity Release Council standards changed that — you can now make penalty-free partial repayments, subject to terms. Here's what optional repayments mean for the balance, and for control.
UK house prices edged up in June 2026 — but modestly, and unevenly by region. Here's how the figures connect to equity release: what a higher home value can change about how much you could release, what it doesn't change, and what actually matters.
You have more control over the cost of a lifetime mortgage than most people realise. The total you eventually repay isn’t fixed at the start — it’s shaped by choices you make at the outset […]

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