Pension Advice Manchester
Need pension advice and live in Greater Manchester?
Annuities are still good value?
It’s important you get the best annuity rates at retirement. Getting the best annuity rates could result in you being many thousands of pounds better off over the course of your retirement.
There are a range of pension annuities to choose from. Conventional annuites could be right for you if you’re in good health. Enhanced annuities could be more appropriate if you have certain medical or lifestyle issues.
Without even realising it, you could be one of many retirees eligible to collect a higher income.
With enhanced annuities, long-term smokers and those in poor health could get a higher payout based on the idea that their lifespan is likely to be shorter than that of someone in better health.
Help you find the Best Annuity Rates
Looking at your age, lifestyle and even postcode, many providers offer their own best rates, which is why it is worth doing your research and using open market options to ensure you get the absolute best annuity rates for you.
If buying an annuity is right for you, how do you go about getting the best deal? You can either:
- buy one from the pension provider you have saved with
- buy one directly from an insurance company, or
- buy one through a service such as this.
This latter option could be best for you. It is the only option that compares rates from different companies to find you the best deal. After all, no single company is best for all scenarios.
Consider buying an annuity to be similar to renewing your car insurance, with the need to shop around. With car insurance you’re looking for the cheapest premium, whereas here you’re looking for the highest retirement income.
We’ll find you the highest retirement income available by comparing rates from all of the leading companies in the market. The best quote can make a huge difference to your income, especially if you have any health conditions or lifestyle issues.
After all, annuity purchase is the kind of thing you only do once, and it is important you get it right.